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Showing posts from December, 2017

How I Raised My Credit Score

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If you look through some of my older blog posts, you’ll see that my financial life hasn’t been ideal. The sporadic posts ought to be a clue to that. I’ve had success in working for myself, but when things got rough,  they got rough . It is tough when you want to go a different route from working a “regular” job. I went to college for four years but never graduated (that’s a post for another time) and with all of my experience in retail in some capacity, it hasn’t been easy trying to break into a new field. Unfortunately, retail isn’t the best-paying industry to be in, although you can work your way up the ladder. I’ve always had this desire to be independent. No risk, no reward, right? This is true, but with risk, there’s always the chance of setbacks. I’ve always kept a part-time job while I did a lot of independent work, but with Murphy’s Law, it felt like everything bad that could’ve happened, happened all within a short timeframe. My credit score dropped to 464. It was awful